mortgagor versus mortgagee

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What is the difference between a mortgagee and a mortgagor?

A mortgagee is a lender and a mortgagor is a borrower. Here are the responsibilities and requirements for both in the mortgage process.

Is a mortgagor a lender or a borrower?

From that perspective, you might assume that the mortgagor is the one giving the loan to the mortgagee. And that would be a pretty sensible assumption. But as we now know, that’s not the case. It’s actually just the opposite: The mortgagor is the borrower, while the mortgagee is the lender.

Are You a mortgagor of a home loan?

These terms are easy to mix up. Remember that you are always considered the mortgagor of the home loan since you are the borrower and the lender is the mortgagee. Learn what your role and responsibility as a mortgagor is, as well as what you should expect from your lender (or mortgagee).

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